Employee Benefits









Hailey Campbell Inc. has offices in South Bend, Indiana as well as Elkhart, Indiana. Hailey Campbell, Inc. is a local firm specializing in medical insurance in the health insurance marketplace. At Hailey Campbell, Inc. you are dealing with a local member of the South Bend and Elkhart community and not some unknown entity. As consultants our focus is on finding you the right health insurance plan to fit your budget.

We provide group health insurance to members of a formal group such as employees of a firm or members of an association. Group health insurance is distinguished from individual health insurance in which single policies are sold to one person at a time and from social medical insurance (e.g., unemployment insurance, social security), which is sponsored by the government.

If you want to provide group health insurance and medical benefits and you're able to contribute toward employee premiums, group health insurance is the way to go.

Offering group health insurance can help you hire and retain the best workers, and the amount you pay toward employee premiums may be tax-deductible. No one can be turned down for health insurance on January 1st, 2014 based on medical history.

S.H.O.P. Exchange

The Small Business Health Care Tax Credit was created by the Affordable Care Act in 2010 to help defray the health care expenses of small employers with low-to-moderate wage employees.

Since this tax credit became available in 2010, small employers have claimed more than $1.5 billion in tax credits for their contributions to employee premium costs.

Starting in 2014, the value of the tax credit increased substantially, and is now worth as much as 50% of an employers premium costs but is only available for employers buying a SHOP Qualified Health Plan.

FTE Calculator

The Full-time Equivalent (FTE) Employee Calculator helps small employers determine whether theyre eligible to buy SHOP coverage for their employees based on the size of their business. The SHOP Tax Credit Estimator lets eligible small employers learn the size of the tax credit they could receive for contributing to coverage for their employees through the SHOP.

Tax Credit Calculator

The SHOP Tax Credit Estimator lets eligible small employers learn the size of the tax credit they could receive for contributing to coverage for their employees through the SHOP.

If you are an employer with 50 or more full time equivalent employees you are subject to the Employer Mandate. To determine your penalty for not offering mandated group health insurance coverage. Click Here: Employer Mandate Calculator

In addition to the Indiana and Michigan S.H.O.P. Health Insurance Marketplace Exchange many of the leading health insurance carriers in Indiana and Michigan have a Group Health Insurance Marketplace Exchange available.

Voluntary Benefits

Supplemental coverage options, also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan.

Supplemental Plans Include the Following:
  • Vision
  • Dental
  • Accident Insurance
  • Short and Long Term Disability
  • Life
  • Cancer Insurance
  • Critical Illness
  • Supplemental Health
  • Short Term Medical